Ariel Cisneros is a Senior Advisor at the Federal Reserve Bank of Kansas City—Denver Branch. Cisneros focuses on the community and economic development informational needs of bankers, community organization leaders, government officials and policy makers in the seven states of the Tenth District and throughout the Federal Reserve System.
He has completed research, developed products and organized conferences that provide information on community development investments, the Community Reinvestment Act (CRA), asset building strategies, Native Communities, disaster financial preparedness, and also makes presentations on these subjects. He serves on various committees and councils dedicated to community and economic development.
Prior to joining the Kansas City Fed, Cisneros worked at the Federal Reserve Bank of Dallas, and has also worked overseas, as a business extension officer in Botswana, Africa. He earned a bachelor’s degree in political science with a focus on international development from the University of Texas at Austin and is a graduate of the Graduate School of Banking at the University of Colorado.
Highlights of his work include:
- Developed Investment Connection, which has been identified as a valuable resource to inform and educate the funding community, including financial institutions, of the challenges and opportunities affecting low- and moderate-income people and communities, and has connected over $60 million in funding.
- Created CRA OneSource, a one-stop resource to assist bankers and community leaders for tools, guides, webinars and other resources to assist with their CRA needs.
- Developed Plan. Prepare. Prevail. a suite of products to assist households and small businesses with disaster financial preparedness before a public health or natural disaster strikes.
- Established District Interagency CRA Officer Roundtables in all seven states to inform bankers on current information and training on the CRA regulation, exam preparation and developing bank CRA compliance strategies for lending, investments and CD services. CRA 101: Interagency CRA Training Workshops
- Various System work groups including CRA Modernization and External LinkMain Street Lending Program
- Developed publications and programs such as the in-depth study of the Texas Colonias: A Thumbnail Sketch of the Conditions, Issues, Challenges and Opportunities, External LinkTEXAS COLONIAS - Dallas Fed recognized at the time as the Bible on Colonias and used by several state and federal agencies and the funding community, with additional work External LinkTexas Colonias, Housing and Infrastructure Issues - The Border Economy, June, 2001 - Dallas Fed
- External LinkBuilding Wealth program which continues to develop and is still used today
- Breaking Ground: A Beginner’s Guide for Non-Profit Developers
- Various CRA tools including A Banker’s Quick Reference Guide to CRA External LinkA Banker's Quick Reference Guide to CRA - 2006 - Dallas Fed and the CRA Loan Data Collection Grid External LinkCRA Loan Data Collection Grid - Dallasfed.org that are both being updated and used by bankers across the country.