District Banking Conditions
The Kansas City Fed dedicates staff and resources to monitoring banking conditions in our region.
Despite balance sheets remaining inflated due to the significant growth banks experienced in 2020, capital ratios have stabilized, and earnings performance remains strong. The improvement in return on average assets is driven primarily by lower provisions and declining noninterest expenses, which are helping to offset compressed net interest margins. After building allowance levels throughout 2020, provisions have declined across the board and some banks have started realizing net reverse provisions. Credit conditions remain sound with low levels of problem assets.
Financial institution performance reports and links to data repositories.
District Banking Conditions Archive
For questions and comments, please contact KC.SRM.SRA.DistrictBankingConditions@kc.frb.org.