District Banking Conditions

The Kansas City Fed dedicates staff and resources to monitoring banking conditions in our region.


PDFDistrict Banking Conditions (3rd Quarter 2021)

Despite balance sheets remaining inflated due to the significant growth banks experienced in 2020, capital ratios have stabilized, and earnings performance remains strong. The improvement in return on average assets is driven primarily by lower provisions and declining noninterest expenses, which are helping to offset compressed net interest margins. After building allowance levels throughout 2020, provisions have declined across the board and some banks have started realizing net reverse provisions. Credit conditions remain sound with low levels of problem assets.

Financial Information

Financial institution performance reports and links to data repositories.

District Banking Conditions Archive

PDF2nd Quarter 2021

PDF1st Quarter 2021

PDF4th Quarter 2020

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For questions and comments, please contact KC.SRM.SRA.DistrictBankingConditions@kc.frb.org.