Payments System Research Briefings
Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.
Recent Briefings
Digital, Financial, and Health Insurance Exclusion Experienced by Low-Income Households
Low-income households are more likely to lack home internet access, bank accounts, and health insurance.
Déjà Vu All Over Again: What the Return of Private Currencies Could Mean for Central Banks
Private digital currencies, or “crypto-assets,” present familiar challenges for central banks.
Are Contactless Payments Finally Poised for Adoption?
Demand for contactless payments increased during the COVID-19 pandemic.
Inclusion by Design: Crafting a Central Bank Digital Currency to Reach All Americans
To reach the unbanked population, a central bank digital currency should be designed with specific needs in mind.
Remote Card Payment Fraud: Trends and Measures Taken in Australia, France, and the United Kingdom
The success of other countries in mitigating remote card payment fraud may hold lessons for the United States.
In the Nick of Time: The Rise of Earned Wage Access
Earned wage access programs have gained new popularity during the COVID-19 pandemic, but may involve risks.
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