Payments System Research Briefings
Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.
How Much Do Nonbank Transaction Accounts Improve Access to Digital Payments for Unbanked Households?
About 40 percent of unbanked households had a nonbank transaction account in 2021, allowing them access to digital payments.
Social media platforms are increasingly where younger generations make payments, shop, raise money, and learn about finance.
The Bitcoin ATM industry continues to grow in the United States amid concerns about illegal or financially predatory behavior.
Supplementing traditional credit reports with alternative data may help more consumers gain access to credit.
In the United States, potential retail CBDC users seek dependability, convenience, and security.
With plans to offer traditional financial accounts, Walmart and Apple may drive competition in the financial services industry.