Payments System Research Briefings
Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.
Recent Briefings
The Role of Nonbanks and Fintechs in Boosting India’s UPI Person-to-Merchant Transactions
Nonbank and fintech services have helped expand the use of India’s instant payment system for person-to-merchant payments.
As Earned Wage Access Grows, Oversight Tries to Catch Up
The growing popularity of earned wage access services has raised concerns for consumers, with some states beginning to respond.
The Role of Core Banking Services Providers in Facilitating Instant Payments
Depository institutions rely on core services providers for support in key areas to implement instant payments.
Observations from the Retail CBDCs of the Caribbean
The retail CBDCs launched in the Caribbean are not yet widely used but may offer insight on rCBDC adoption.
Market Structure of Core Banking Services Providers
Three core providers dominate the market for core banking systems, which may affect banks’ ability to offer new services.
Core Banking Systems and Options for Modernization
Many depository institutions need to update their back-end IT “core systems” to offer modern banking services.
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