Payments System Research Briefings
Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.
What Consumer Surveys Say about the Design of a U.S. CBDC for Retail Payments
In the United States, potential retail CBDC users seek dependability, convenience, and security.
Walmart Checking and Apple Savings: Different Motivations, Similar Outcomes?
With plans to offer traditional financial accounts, Walmart and Apple may drive competition in the financial services industry.
Promoting Payment Inclusion in the United States
Advancing payment inclusion may allow underserved consumers to participate more fully in the economy.
Data Aggregators: The Connective Tissue for Open Banking
Data aggregators play a critical role in financial service apps, generating benefits as well as risks.
The Cryptic Nature of Black Consumer Cryptocurrency Ownership
Black consumers increasingly own cryptocurrency due to historical reasons and the forward-looking views of young consumers.
Assessing the Case for Retail CBDCs: Central Banks’ Considerations
Emerging economies have found more compelling reasons to implement a central bank digital currency than advanced economies.
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