Payments System Research Briefings

Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.

Recent Briefings

Digital, Financial, and Health Insurance Exclusion Experienced by Low-Income Households

Low-income households are more likely to lack home internet access, bank accounts, and health insurance.

Déjà Vu All Over Again: What the Return of Private Currencies Could Mean for Central Banks

Private digital currencies, or “crypto-assets,” present familiar challenges for central banks.

Payments System Research Briefing

Are Contactless Payments Finally Poised for Adoption?

Demand for contactless payments increased during the COVID-19 pandemic.

Payments System Research Briefing

Inclusion by Design: Crafting a Central Bank Digital Currency to Reach All Americans

To reach the unbanked population, a central bank digital currency should be designed with specific needs in mind.

Payments System Research Briefing

Remote Card Payment Fraud: Trends and Measures Taken in Australia, France, and the United Kingdom

The success of other countries in mitigating remote card payment fraud may hold lessons for the United States.

Payments System Research Briefing

In the Nick of Time: The Rise of Earned Wage Access

Earned wage access programs have gained new popularity during the COVID-19 pandemic, but may involve risks.

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