Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.

Payments System Research Briefings

Recent Briefings

Payments System Research Briefing

Inclusion by Design: Crafting a Central Bank Digital Currency to Reach All Americans

One motivation for a central bank digital currency (CBDC) is financial inclusion—bringing unbanked Americans into the payments...

Payments System Research Briefing

Remote Card Payment Fraud: Trends and Measures Taken in Australia, France, and the United Kingdom

Australia, France, and the United Kingdom have successfully reduced remote card payment fraud rates in recent years. In each...

Payments System Research Briefing

In the Nick of Time: The Rise of Earned Wage Access

Fintech programs that provide employees access to earned wages ahead of payday have gained popularity during the COVID-19...

Payments System Research Briefing

Neobanks: Banks by Any Other Name?

Neobanks, or digital banks, are bank-like providers of financial services that operate through apps and aim to appeal to...

Payments System Research Briefing

Motives Matter: Examining Potential Tension in Central Bank Digital Currency Designs

As a new central bank liability, central bank digital currency (CBDC) has the potential to address various issues within...

Payments System Research Briefing

Developments of QR Code-Based Mobile Payments in East Asia

Initiatives facilitating QR code-based mobile payments in Japan, Singapore, and Hong Kong may address some pain points of...