Payments System Research Briefings
Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.
Recent Briefings
The Controversial Business of Cash-to-Crypto Bitcoin ATMs
The Bitcoin ATM industry continues to grow in the United States amid concerns about illegal or financially predatory behavior.
“Give Me Some Credit!”: Using Alternative Data to Expand Credit Access
Supplementing traditional credit reports with alternative data may help more consumers gain access to credit.
What Consumer Surveys Say about the Design of a U.S. CBDC for Retail Payments
In the United States, potential retail CBDC users seek dependability, convenience, and security.
Walmart Checking and Apple Savings: Different Motivations, Similar Outcomes?
With plans to offer traditional financial accounts, Walmart and Apple may drive competition in the financial services industry.
Promoting Payment Inclusion in the United States
Advancing payment inclusion may allow underserved consumers to participate more fully in the economy.
Data Aggregators: The Connective Tissue for Open Banking
Data aggregators play a critical role in financial service apps, generating benefits as well as risks.
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