Interchange Fees

Research staff provide an annual update of credit and debit card interchange fees in various countries, regulatory developments in the payment card markets, and trends in interchange fees assessed to U.S. merchants.

Annual Releases

Public Authority Involvement in Payment Card Markets: Various Countries

"Public Authority Involvement in Payment Card Markets: Various Countries" is a summary of regulatory developments in interchange fees and surcharges for more than 40 countries over time current as of the date of publication. Released each August.

PDF2021 update

Federal Reserve Bank of Kansas City, Payments System Research. 2020. “Public Authority Involvement in Payment Card Markets: Various Countries. August 2020 Update.” Prepared by Fumiko Hayashi and Jesse Leigh Maniff. External Linkhttps://doi.org/10.18651/ICF/PublicAuthority

Credit and Debit Card Interchange Fees in Various Countries

"Credit and Debit Card Interchange Fees in Various Countries" shows levels of interchange fees for credit and debit cards among countries in Europe, Oceania, Asia, and North America for the current year. Released each August.

PDF2021 update

Federal Reserve Bank of Kansas City, Payments System Research. 2021. “Credit and Debit Card Interchange Fees in Various Countries. August 2021 Update.” Prepared by Fumiko Hayashi and Vanessa Nimmo. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2021Update

PDF2020 update

Federal Reserve Bank of Kansas City, Payments System Research. 2020. “Credit and Debit Card Interchange Fees in Various Countries. August 2020 Update.” Prepared by Fumiko Hayashi and Rebecca Ruiz. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2020Update

PDF2019 update

Federal Reserve Bank of Kansas City, Payments System Research. 2019. “Credit and Debit Card Interchange Fees in Various Countries. August 2019 Update.” Prepared by Fumiko Hayashi, Sabrina Minhas and Becca Ruiz. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2019Update

PDF2018 update

Federal Reserve Bank of Kansas City, Payments System Research. 2018. “Credit and Debit Card Interchange Fees in Various Countries. August 2018 Update.” Prepared by Fumiko Hayashi and Sabrina Minhas. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2018Update

PDF2017 update

Federal Reserve Bank of Kansas City, Payments System Research. 2017. "Credit and Debit Card Interchange Fees in Various Countries. August 2017 Update.” Prepared by Fumiko Hayashi and Sabrina Minhas. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2017Update

PDF2016 update

Federal Reserve Bank of Kansas City, Payments System Research. 2016. “Credit and Debit Card Interchange Fees in Various Countries. August 2016 Update.” Prepared by Fumiko Hayashi and Sabrina Minhas. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2016Update

PDF2015 update

Federal Reserve Bank of Kansas City, Payments System Research. 2015. “Credit and Debit Card Interchange Fees in Various Countries. August 2015 Update.” Prepared by Fumiko Hayashi and Joshua Hanson. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2015Update

PDF2014 update

Federal Reserve Bank of Kansas City, Payments System Research. 2014. “Credit and Debit Card Interchange Fees in Various Countries. August 2014 Update.” Prepared by Fumiko Hayashi and Joshua Hanson. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2014Update

PDF2013 update

Federal Reserve Bank of Kansas City, Payments System Research. 2013. “Credit and Debit Card Interchange Fees in Various Countries. August 2013 Update.” Prepared by Fumiko Hayashi, Emily Cuddy, and Joshua Hanson. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2013Update

PDF2012 update

Federal Reserve Bank of Kansas City, Payments System Research. 2012. “Credit and Debit Card Interchange Fees in Various Countries. August 2012 Update.” Prepared by Fumiko Hayashi and Emily Cuddy. External Linkhttps://doi.org/10.18651/ICF/VariousCountries2012Update

Credit and Debit Card Interchange Fees in the U.S.

"Credit and Debit Card Interchange Fees in the U.S." shows trends of U.S. credit and debit card interchange fees for several merchant categories starting as early as 1995 over time current as of the date of publication. Released each August.

PDF2021 update

Federal Reserve Bank of Kansas City, Payments System Research. 2020. “Credit and Debit Card Interchange Fees Assessed to Merchants in the United States. August 2020 Update.” Prepared by Fumiko Hayashi and Rebecca Ruiz. External Linkhttps://doi.org/10.18651/ICF/USICF

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