Center for Agriculture and the Economy

Leveraging expertise from the Kansas City Fed, the Center provides timely analysis of industry developments and conducts ongoing research on the agricultural economy.

Agricultural Finance
Farm Finance Deterioration Eases Slightly

Farm income and credit conditions continued to deteriorate in the second quarter but showed signs of easing.

Agriculture | Agricultural Finance Update | Federal Reserve Ag Credit Surveys
Agricultural Credit Survey
Steady Tightening of Agricultural Credit Conditions Persists

Agricultural credit conditions continued to deteriorate gradually in the second quarter of 2026, but the level of financial...

Agriculture | Regional Agriculture | Agricultural Credit Survey
Economic Bulletin
High Costs, Uncertainty Will Likely Keep Cattle Inventories Low, Beef Prices Elevated for Some Time

Food-at-home inflation has ticked up in 2026, driven partly by higher beef prices.

Economic Bulletin | Agriculture | Inflation | Regional

Long-term Farmland Appreciation May Remain Attractive to Some Buyers

By Ty Kreitman
August 27, 2026

U.S. farmland real estate values have stayed strong despite tightening in farm financial conditions. While the expected return on farmland from cash rents has declined as land values have outpaced increases in rental rates, long-term appreciation has remained relatively steady. The capitalization rate on nonirrigated cropland dropped slightly below the 10-year moving average yield on 10-year U.S. bonds in the second quarter of 2026 (dark blue and purple lines). However, the 10-year moving average of annual appreciation in land values (green line) remained more than 1.25 percentage points higher. Over the past decade, average land appreciation has also exceeded average yields on inflation adjusted 10-year bonds by about 3.5 percentage points (light blue line). Farmers have remained the primary buyers of land in most major agricultural regions and the long-term prospects have potentially remained attractive when considering inflation and alternative investments.

Line graph comparing average long-term farmland appreciation and yields on U.S. government securities from 2010 to 2026, showing farmland appreciation is consistently higher than government securities yields.

Note: The capitalization rate is calculated as cash rent on nonirrigated cropland divided by the value of nonirrigated cropland. The appreciation of farmland values is based on annual changes in the value of nonirrigated cropland.

Sources: Federal Reserve Survey of Agricultural Credit Conditions, Federal Reserve Board of Governors; Federal Reserve Bank of Kansas City staff calculations

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