Julian Alcazar is a Senior Payments Specialist for the Office of the Chief Payments Executive for Federal Reserve Financial Services. Julian received a B.A. in Sociology from California State University San Bernardino and Masters from the Georgetown University. His research focuses on emerging payments and their impact on consumers.
District Publications
- Data Aggregators: The Connective Tissue for Open Banking
with Fumiko Hayashi, Payments System Research Briefing, August 2022 - The Rise of Buy Now, Pay Later: Bank and Payment Network Perspectives and Regulatory Considerations
with Terri Bradford, Payments System Research Briefing, December 2021 - The Appeal and Proliferation of Buy Now, Pay Later: Consumer and Merchant Perspectives
with Terri Bradford, Payments System Research Briefing, November 2021 - In the Nick of Time: The Rise of Earned Wage Access
with Terri Bradford, Payments System Research Briefing, September 2020