Payments System Research Briefings
Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.
Recent Briefings
Open banking may enable innovative services that could benefit consumers, but it faces challenges to implementation in the U.S.
Data suggest that consumers have the technology and know-how to use Pay-by-Bank at physical points of sale.
Estimating where stablecoins are held and how they are used offers key insights into the stablecoin ecosystem.
Recently released data show that some trends in payment card fraud continue while others have reversed.
Data show financially vulnerable consumers are more likely to experience fraud and ultimately incur fraud losses.
The share of U.S. consumers who use cryptocurrency for payments has been very small and recently declined.