Payments System Research Briefings

Businesses are using checks for business-to-business payments less frequently, but most have not ceased using checks entirely.

Open banking may enable innovative services that could benefit consumers, but it faces challenges to implementation in the U.S.

Data suggest that consumers have the technology and know-how to use Pay-by-Bank at physical points of sale.

Estimating where stablecoins are held and how they are used offers key insights into the stablecoin ecosystem.

Recently released data show that some trends in payment card fraud continue while others have reversed.

Data show financially vulnerable consumers are more likely to experience fraud and ultimately incur fraud losses.