Payments System Research Briefings
Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.
Recent Briefings
Has Access to Bank On-Certified Accounts Helped Ease Financial Barriers to Bank Account Ownership?
Data suggest that Bank On-certified accounts have helped address a common barrier to bank account ownership.
Game Changer: The Evolution of Video Games’ Payments Infrastructure
Video games’ evolving revenue models and payments infrastructure have helped the industry boom.
Did Card-Present Fraud Rates Decline in the United States After the Migration to Chip Cards?
The counterfeit fraud rate has not declined for debit cards since the migration to EMV chip-cards.
Could Municipal IDs Facilitate Access to Financial Services?
Municipal IDs provide a form of local identification and have the potential to help unbanked households open bank accounts.
Combating Authorized Push Payment Scams in Fast Payment Systems
Fast payment system operators and financial institutions can adopt measures to help mitigate APP scams.
Cash Bill Pay Services and Payment Inclusion in the United States
Cash bill pay may help further payment inclusion among consumers who prefer to use cash.