Credit & Debit Card Interchange Fees Assessed to Merchants in the United States

For PIN-debit networks, this update includes regular and “premium issuer” interchange fees, which are assessed on transactions where the cards belong to issuers that commit to a specific level of transaction volume on a given network.

Fees shown in this update are from individual networks’ fee schedules and may not necessarily represent interchange fee revenue issuers earn. Some networks may offer lower interchange fees than represented in the fee schedule to some (large) merchants.

• Charts (PDF).
• Data points (Excel).

(Last update: August 2025)

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Learn More About Other Credit and Debit Card Interchange Fee Updates

• Public Authority Involvement in Payment Card Market: Various Countries
• Credit and Debit Card Interchange Fees in Various Countries