Recent Research

Tenth District Consumer Credit Report: First Quarter 2015

Tenth District average consumer debt inched up in the first quarter of 2015, continuing a trend established in early 2012.

The Low- and Moderate- Income (LMI) Population in Recession and Recovery: Results From A New Survey

Economic ReviewThe LMI Survey reveals specific challenges faced by LMI families and individuals in the recent economic downturn.

Nonprofit Housing Investment and Local Area Home Values

Economic ReviewAffordable housing projects in low- and moderate-income neighborhoods may achieve benefits beyond those that may accrue to individual homeowners.

Could Restrictions on Payday Lending Hurt Consumers?

Economic ReviewRestrictions could deny some consumers access to credit, limit their ability to maintain formal credit standing or force them to seek more costly credit alternatives.

Student Loans: Overview and Issues

Research Working PaperStudent loans present problems for some borrowers, but student loans do not yet impose a significant burden on society from their fiscal impact.

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Map Your Community is a web-based mapping tool that allows users to create current and historical spatial economic and demographic conditions.

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Meet Our Economist

Kelly Edmiston

Our senior economist conducts research on issues involving regional economic growth, economic development and community development.

Full bio

Tenth District LMI Economic Conditions

Get a snapshot of low- and moderate-income (LMI) economic conditions in the Federal Reserve Tenth District.

Consumer Credit Reports

Get a snapshot of consumer credit conditions in the Tenth District.

Tenth District LMI Survey

This biannual survey measures the economic conditions of low- and moderate-income (LMI) populations and the organizations that serve them (Consolidated into Tenth District LMI Economic Conditions in August 2015).

Tenth District LMI Labor Force Report

Get a snapshot of low- and moderate-income (LMI) labor market conditions in the Federal Reserve’s Tenth District (Consolidated into Tenth District LMI Economic Conditions in August 2015).

National Consumer Credit Maps

The New York Fed uses its expertise and knowledge to provide detailed data on U.S. credit conditions.

Economic Development in Underserved Communities

Read conference proceedings, including papers and presentations from the "Economic Development in Underserved Communities" national conference.

Unbanked and Underbanked Consumers

Study provides insight into the 2.3 million unbanked and underbanked households in the Tenth District.

Weighing the Effects of Financial Education in the Workplace

Study suggests that both employers and workers benefit from financial education programs in the workplace.