Community Banking Bulletin
Provides insights on trends or activities of primary interest to the community banking industry.
Recent Highlights and Features
Highlight: Asset mix similarities shared by banks under $30 billion
Banks between $10 and $30 billion in total assets possess more asset mix similarities to community banking organizations than...
Highlight: Community bank capital ratios among historic highs
Tier 1 leverage ratios across community banks continue to increase, though levels vary across banks with differing operational...
Highlight: Community bank focus on small business lending
Despite a sector-wide downward trend in the allocation to small business lending, community banks continue to hold the highest...
Highlight: Smallest community banks report highest margins
Margins at community banking organizations continue to expand, with smaller community banks benefitting most from the interest...
Highlight: CBLR election has remained stable as Vice Chair Bowman discusses potential changes
Community banking organizations (CBOs) eligible for the CBLR would increase if potential adjustments materialize.
Highlight: Most community banks are state-chartered and the share is increasing
The U.S. dual banking system offers banks the choice of a federal or state charter, and thus which agency supervises them, ...
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For questions and comments, please contact KC.SRM.SRA.CommunityBankingBulletin@kc.frb.org.