Labor Market Conditions
Use our interactive chart to see how different variables impact labor market condition indicators.
Nationwide, the majority of banks across all bank sizes increased lending over the past year. Meanwhile, a larger proportion of small banks increased their small business lending, while larger banks (except for the very largest) experienced higher small business loan growth.
Bank earnings through the third quarter 2014 declined slightly but remain near 2013 levels, while fewer banks are experiencing a net loss. The drop in earnings is due to declining net interest margins and noninterest income. Problem assets continued to fall in September 2014 with further improvement in the construction & land development loan portfolio and the residential loan portfolio. Capital levels overall have risen in third quarter 2014.