Common Cents: Investments: The Gifts That Keep on Giving

Most kids enjoy a new toy for a week and then toss it aside, bored. For the next special occasion or holiday, try a gift with more longevity: a savings bond, certificate of deposit or shares of stock.

 Realistically, an investment gift isn’t likely to make kids or teenagers jump for joy, but there are ways you can make investing fun and, in turn, pique their interest and teach them a financial lesson or two.

The Common Cents article, Investments: The Gifts That Keep on Giving, reviews the different investment options for youth, including savings accounts, certificates of deposit, 529 savings plans and stocks.

An investment word match activity is also included. (This article was featured in the Fall 2011 issue of TEN Magazine.)

Download Common Cents: Investments: The Gifts That Keep on Giving

Suggested use

  • Teachers: Read and discuss the different types of investments in class and use the match activity to reinforce understanding.
  • Parents: Review investment options and consider gifting one to your child.

Target audience
Teachers, Parents, Students

Grade level

Key concepts
investment, saving, compound interest, stock, profit

Discussion and extension activities

Additional resources

About Common Cents

Common Cents is written by a Kansas City Fed staff member with more than 30 years of teaching experience. The column appears in TEN Magazine, the Kansas City Fed’s quarterly publication. Subscribe to TEN Magazine.