Examinations and Inspections / Enforcement

The Examinations and Inspections department is responsible for assessing the financial stability of more than 175 commercial banks and nearly 900 bank holding companies located throughout our District.

Financial Examiners

Financial examiners evaluate the risk profile of a bank, assess multiple aspects of its financial condition, determine the effectiveness of management oversight, and review the banking institution's compliance with banking laws and regulations. For organizations whose condition has declined to a problem status, our Enforcement staff provides more intensive monitoring of and interaction with those organizations. Specialized examinations of trust activities and information technology operations are also conducted.

What to expect

  • Travel to state member banks (up to 50%) with a team of examiners .
  • Evaluate operational and lending functions.
  • Conduct ongoing monitoring of District banks.
  • Conduct oral presentations of examination findings to both bank and Federal Reserve management.
  • Write formal reports summarizing the examination findings and recommendations.

The Federal Reserve Bank of Kansas City hires financial examiners with varying backgrounds and experience. More information can be found by following the links below.