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TEN is a quarterly publication that highlights the Kansas City Fed's research and practices through the experiences of everyday people from around the region.
- Fall 2013 Issue
Renovation of forlorn urban properties can present fresh opportunities for many communities, but one large obstacle is finding capital to finance this transformation. Some communities are addressing this problem by creating loan pools.
Beyond the Federal Reserve Act
Robert Latham Owen sponsored the Federal Reserve Act that President Woodrow Wilson signed into law one hundred years ago this December. Owen’s bill authorized the creation of the Federal Reserve System, the United States’ first central bank in more than 75 years.
The Shadow Labor Supply
There has been a sharp rise in the number of people who indicate they want a job, but are not actively seeking one. These individuals are not considered unemployed and are not counted in the unemployment rate. Economists refer to this group as the shadow labor supply.
Although many Americans have seen financial gains and many have gone back to work since the recovery began in 2009, low- and moderate-income individuals (LMI) and families face many economic obstacles.
More than 100 central banks, policymakers, economists and academics gathered for the Federal Reserve Bank of Kansas City’s 37th Economic Policy Symposium in Jackson Hole, Wyo.
Kansas City Fed President Esther George reflects on 100 years of checks and balances in the Federal Reserve System.
- Summer 2013 issue
After the storm
In response to the tornado disaster, Oklahoma’s State Banking Commissioner worked with the Federal Reserve Bank of Kansas City, the state Insurance Commissioner and local banks to meet the needs of Moore residents quickly.
Implementation of smart payment cards on the horizon
Discover, American Express, Visa and MasterCard recently announced plans to switch to EMV-compliant, computer-chip payment cards starting in 2015. Less than 1 percent of the cards issued in the United States today, however, use embedded micro-chip technology, even though supporters say it’s less susceptible to fraud than magnetic-stripe cards.
U.S. exports in the global marketplace
Export growth is an important source of aggregate growth in the U.S. economy. Indeed the importance of exports in contributing to U.S. economic growth has increased steadily over the past three decades, with exports nearly doubling as a share of gross domestic product.
2013 Ag Symposium
More than 200 people attended the Kansas City Fed’s 2013 Agricultural Symposium. The event featured several keynote speakers and discussion panels on topics that ranged from investing in agricultural infrastructure to profiting in a new policy landscape.
In the midst of volumes of new rules and considerable change in the Fed's supervision program, Kansas City Fed President Esther George addresses whether the Fed is "on the right path?"
- Spring 2013 issue
Assessing the impact
Most students don’t think about the money they borrow for college until they get the bill. And the bills are piling up. Estimates show that outstanding student loan debt in the United States has reached $1 trillion.
The labor force in the United States has shifted from middle-skill occupations to high-skill and low-skill occupations over the past three decades. Economists call this shift in the composition of occupations “job polarization.”
Stabilizing the economy
State and local officials have sought to stabilize local economies by diversifying the mix of industries in their regions. Economic theory predicts that industrial diversity can reduce economic volatility; however, views vary on the effects industrial diversity has on long-term growth.
Kansas City Fed President Esther George addresses the importance of Federal Reserve bank independence and the challenges of monetary policy.
2012 Annual Report
Listings of the Federal Reserve Bank of Kansas City’s officers, directors, advisory councils, roundtable groups, and more, including a look at the organization’s inner workings.
Commitment to Diversity: 2012 Report to Congress
The Office of Minority and Women Inclusion (OMWI), established in late 2010 as a result of the Dodd-Frank Act, continues a long tradition of diversity at the Kansas City Fed.
- Winter 2013 issue
Brick by brick
Dozens of cities and counties across the country have started land banks in the last decade to address urban blight.
In his recent research, Kansas City Fed economist Jordan Rappaport says the correlation between jobs growth and unemployment declines is not necessarily true for all metropolitan areas.
Person-to-person payments developed from the simple market principle of supply and demand. Although consumers prefer some new methods of person-to-person payments, the check remains a relevant method in the United States.
Community Banking Conference 2012
Despite the changing regulatory environment, community banks’ resiliency and ability to adapt gives them opportunity to compete in today’s big-bank climate.
Where job and life converge
With a large swath of the Great Plains and Mountain States falling within the borders of the Tenth Federal Reserve District, the Kansas City Fed has emerged as a leading resource of agriculture-related economic research.