Payments System Research
Related Work
This page contains articles or other publications that reference Payments System Research work.
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CALLING IN CASH: Payments and mobile devices merge to offer speed, ease and a big "wow"
(PDF,
376K)
Consumers may have the option to leave behind their wallets as mobile devices embedded with technology become the latest way
to pay.
By Brye Steeves
UPDATE: A guide to the ATM and debit card industry
(PDF,
302K)
Three economists document trends and patterns as these two payment methods
go in opposite directions.
By Brye Steeves
Taken to Lunch: The best way to combat payments fraud is prevention
(PDF,
486K)
One lunch tab cost Jason Snyder more than $10,000 after information from the
personal check he wrote was used to steal his identity. There are easy ways
to reduce fraud.
By Brye Steeves
Online Banking Comes of Age (PDF, 179K)
The shakeout of Internet-only banks was not at all an isolated phenomenon, but part of a broader picture of the dot-com boom/bust cycle.
Charging toward rewards: Issuers offer cardholders incentives to entice loyalty (PDF, 210K)By Zhu Wang
This article cites recent work by Andrew Ching and Fumiko Hayashi.
By Brye Steeves
Update: As Payments Go Plastic (PDF, 103K)
This article is an update to a story featured in the Summer 2005 edition of
TEN.
By Tim Todd
The Interchange Fee Debate: Issues and Economics
This article is based on a presentation to the Minneapolis Fed's board of
Directors on January 19, 2006.
By James M. Lyon
Wave
Good-Bye to Swiping: Customers Can Pay Without a Pin, Signature or Cash
(PDF, 505K)
Banks and credit card issuers are embracing contactless payment, the next
phase in payment technology.
By Brye Steeves
A
Breach of Trust: Protecting Privacy in the Age of Electronic Payments
(PDF, 523K)
Questions concerning data security have been around for years, long before a
number of breaches this year resulted in millions of consumers’ personal
data being exposed. How do financial institutions best protect consumers?
By Toni Lapp
As Payments Go Plastic
(PDF, 481K)
Electronic payments continue to skyrocket. Are providers and merchants
getting any closer to common ground on interchange fees?
By Toni Lapp
Understanding Retail Payments: A Closer Look
This is the second of a three-part series on trends, developments, and
implications of payments system risk.
Federal Reserve Bank of Cleveland