TEN is published quarterly by the Federal Reserve Bank of Kansas City. The views and opinions expressed in TEN are not necessarily those of the Federal Reserve Bank of Kansas City, The Federal Reserve System, its Governors, officers or representatives.

The Tenth Federal Reserve District includes western Missouri, Nebraska, Kansas, Oklahoma, Wyoming, Colorado and northern New Mexico.

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  Back Issues  
 


Winter 2007
(Full publication, pdf, 15,810 kb)
   
  ON THE COVER
   
The Health of Personal Savings: Rates are low, but might not be as dire as predicted  (pdf,  kb)

Med student Janel Ward will rack up more than $200,000 in loans by the time she starts her career. But Ward, like many young Americans in debt, isn’t worried––she plans to save later.

Further resources:
 
FEATURES
   
Still Earning Interest: Despite online technologies, customers value bank location  (pdf,  293 kb)

Whether she’s logging on to her computer or making a rare trip to the teller’s line, Stephanie Laws has one overarching banking need: convenience. She’s not alone.

Further resources:
     
   
Taken to Lunch: The best way to combat payment fraud is prevention  (pdf,  486 kb)

One lunch tab cost Jason Snyder more than $10,000 after information from the personal check he wrote was used to steal his identity. There are easy ways to reduce fraud.

Further resources:
     
   
Manufacturing a Survey: The Federal Reserve Bank of Kansas City goes to the source for data on the District  (pdf,  1,267 kb)

Each month, the Federal Reserve Bank of Kansas City gauges changes in production, orders and inventories from around the Tenth District, using a step-by-step process to poll manufacturers.
 
     
   
Update: The changing nature of banking (pdf,  137 kb)

From the beginning, banks have held a unique role in the U.S. financial system. But in the recent decades, deregulation and technological innovation have dramatically changed the banking industry.
 
     
    IN EVERY ISSUE
    President's Message  (pdf, 423 kb)
    Notes:  (pdf,  657 kb)
    About... From the Classroom to the Boardroom (pdf, 636 kb)
     
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