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TEN is published quarterly by the Federal Reserve
Bank of Kansas City. The views and opinions expressed in TEN are not
necessarily those of the Federal Reserve Bank of Kansas City, the Federal
Reserve System, its Governors, officers or representatives.
The Tenth Federal Reserve District includes western Missouri, Nebraska,
Kansas, Oklahoma, Wyoming, Colorado and northern New Mexico.
Community banks are experiencing problems along with the rest of the industry, but balance sheets of many community banks are still strong. Sticking to their fundamentals helps during turmoil.
From cash-back bonuses to free gas and vacations, the number and types of rewards available to cardholders have continued to grow. But, those rerwards can come with a cost.
As housing prices climbed, many people complained that homes had become unaffordable to middle-income Americans. Research shows that homeowners are actually better off today than decades ago.
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