TEN

TEN is published quarterly by the Federal Reserve Bank of Kansas City. The views and opinions expressed in TEN are not necessarily those of the Federal Reserve Bank of Kansas City, The Federal Reserve System, its Governors, officers or representatives.

The Tenth Federal Reserve District includes western Missouri, Nebraska, Kansas, Oklahoma, Wyoming, Colorado and northern New Mexico.

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Fall 2006
(Full publication, pdf, 2,589 kb)

Fall 2007	Summer 2007	Fall 2006	Winter 2006
Winter 2008	Spring 2007	Summer 2006	Fall 2005
	Winter 2007	Spring 2006	Summer 2005

ON THE COVER

Degrees of innovation: Universities prompt high levels of development even in non-urban areas (pdf, 221 kb)

Three professors' collaboration transformed an idea into a multimillion-dollar business just one mile from the small-town campus where it all began.

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FEATURES

Charging toward rewards: Issuers offer cardholders incentives to entice loyalty (pdf, 210 kb)

Like so many of her customers, shop owner Mary Carol Garrity now uses her reward program credit card for almost anything she can, including business expenses.

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Payment Card Rewards Programs and Consumer Payment Choice

Africa: Geography and growth (pdf, 86 kb)

The Federal Reserve Bank of Kansas City hosted its 30th annual Economic Symposium, a distinguished two-day forum of central bankers, policy makers and economists.

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Thinking outside the flock: Regional partnerships help small, rural entrepreneurs succeed (pdf, 191 kb)

For Kim Curtis, what started as making a few bars of floral-scented soap has since turned into producing thousands of batches in dozens of scents sold nationwide.

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