Payments System Research Speeches and Presentations

The Federal Reserve Bank of Kansas City's Payments System Research staff makes a variety of presentations based upon the function's research. The selected presentations cover a range of topics, including types of payments methods, developments in payments networks, and various participants' roles in the payments system. Use this site to view presentations and PDF files.

To receive a presentation using a PDF reader, click on the presentation title. If you do not have a PDF reader, you can download a reader from this site. Please note that due to the size and embedded graphics, these papers may print best when downloaded from the site.

2008

Nonbanks in the Payments System (PDF, 197K)
April 23, 2008
Strategic Payments Forum
Charlotte, NC
Richard J. Sullivan

Market Structure and Credit Card Pricing: What Drives the Interchange? (PDF, 1,846K)
April 3, 2008
Federal Reserve Banks of Atlanta and New York Economics of Payments III Conference
Atlanta, GA
Zhu Wang

Trends in Payments Systems Mechanisms (PDF, 319K)
March 27, 2008
Urban Financial Services Coalition
Southwest Regional Symposium
Kansas City, MO
Terri Bradford

The Economics of Two-Sided Payment Card Markets: Pricing, Adoption and Usage (PDF, 320K)
March 14, 2008
Midwest Economics Association Annual Meeting
Chicago, IL
Zhu Wang

2007

Commentary on "Towards a Competitive Card Payments Marketplace" by Frankel (PDF 103K)
November 29, 2007
Reserve Bank of Australia Payments System Review Conference
Sydney, Australia
Stuart E. Weiner

Payments System Research at the Federal Reserve Bank of Kansas City (PDF, 40K)
November 14, 2007
Banca d'Italia
Rome, Italy
Stuart E. Weiner

Nonbanks and Risk in Retail Payments (PDF 213K)
November 13, 2007
European Central Bank - Bank of England Conference on Payments and Monetary and Financial Stability
Frankfurt, Germany
Simonetta Rosati and Stuart E. Weiner

Market Structure and Credit Card Pricing: What Drives the Interchange? ( PDF 1,530K)
November 9, 2007
State University of New York at Buffalo, Economics Department
Buffalo, NY

October 26, 2007
Federal Reserve Bank of New York, "Money and Payments" Conference
New York, NY

April 14, 2007
5th International Industrial Organization Conference
Savannah, GA
Zhu Wang

Comments on "Scale without Mass: Business Process Replication and Industry Dynamics" by Brynjolfsson, McAfee, Sorell, and Zhu (PDF, 66K)
November 2-3, 2007
Federal Reserve Bank of San Francisco, "Recent Trends in Economic Volatility: Sources and Implications" Conference
San Francisco, CA
Zhu Wang

Paper, Plastic, or Phone... (A conversation with FSTC) (PDF, 271K)
September 27, 2007
Financial Services Technology Consortium Conference Call
Kansas City, MO
Terri Bradford

Comments on "Strategic Online-Banking Adoption" by Fuentes, Hernandez-Murillo, and Llobet (PDF, 33K)
May 24, 2007
Federal Reserve System Applied Microeconomics Conference
Atlanta, GA
Zhu Wang

Commentary on "The Democratization of US Research and Development after 1980" by Hunt and Nakamura (PDF, 141K)
January 7, 2007
American Economic Association Annual Meeting
Chicago, IL
Zhu Wang

2006

The ATM and Debit Card Industry: A View From the Fed (PDF, 104K)
October 4, 2006
ATM, Debit, & Prepaid Forum
Las Vegas, NV
Fumiko Hayashi, Richard J. Sullivan, and Stuart E. Weiner

Nonbanks' Role in the Provision of U.S. Retail Payment Services (PDF, 116K)
September 5, 2006
European Central Bank
Frankfurt, Germany
Stuart E. Weiner

Payment Card Reward Programs and Consumer Payment Choice (PDF, 64K)
July 27, 2006
Federal Reserve Bank of Boston - Consumer Behavior and Payment Choice Second Annual Research Conference
Boston, Massachusetts
Fumiko Hayashi

Internet Banking: An Exploration in Technology Diffusion and Impact (PDF, 179K)
July 21, 2006
NBER Summer Institute 2006 - Productivity Potpourri Workshop
Cambridge, Massachusetts
Richard J. Sullivan and Zhu Wang

Payment Industry Dynamics: A Two-Sided Market Approach (PDF, 298K)
June 14, 2006
Institut D'Economie Industrielle IDEI - The Economics of Two-Sided Markets
Toulouse, France
James McAndrews and Zhu Wang